Workers Compensation insurance audit premium overcharges,

Reduce Premiums. Recover Overcharges. Dispute Audits.

Recover Hidden Overcharges in Your Workers Comp Insurance

We've helped employers nationwide to find and fix
over $30M in Workers Compensation insurance premium overcharges due to insurance company errors in premiums, audits, and classifications.

But we don't sell insurance.
We fix it.

Since 1987, we've helped employers large and small,
all over the U.S.
reduce Workers Compensation insurance costs

by finding and correcting insurance company underwriting and audit errors.

We Fix What Insurance Companies Get Wrong

From premium audits to classification codes and experience mods, we find and correct costly errors that most businesses never know exist.

We routinely and regularly help employers all over the country, from California to New York, Georgia to Oregon, and pretty much every state that allows insurance for Workers Compensation.

Premium Audit Disputes
We review Workers Compensation insurance audit billings to find and then fix technical errors that make the premium charges higher than they really should be--fixing mistakes before you pay that inflated bill.

Premium Recovery
The art and science of getting money back from your past Workers Comp policies--how much can we get back for your company?

Expert Witness
In litigation over Workers Compensation insurance premium charges?

State and federal courts across the U.S. have recognized A.I.M. personnel as qualified experts on these issues.

Audit Prep for Employers

Avoid Overcharges Before They Happen.

We help employers prepare for their Workers Comp audit to avoid problems and overcharges.

In short, we lower Workers Comp insurance costs for employers by finding and correcting underwriting and auditing errors in Workers Comp

Lower Experience Modification Factors

Experience Modification Factors directly impact Workers Comp premiums but these factors aren't calculated by your insurance company.

A separate rating bureau calculates them based on data from your past insurers. But this data isn't double checked for accuracy. And a Mod higher than 1.00 can cost you money as well as customers.

AIM specializes in finding and correcting errors that increase experience mods.

"I would like to thank you for the great work you did in investigating the problem with our experience modification rating. Your discovery of errors as well as insurance companies' failures to submit data to NCCI were critical to our company's ability to continue to do construction work on federal projects."--National Resource Management

Advanced Insurance Management LLC is not an insurance agency or brokerage.

We're not looking to compete with or replace your current insurance agent. That means we can assist you, as consultants, without making any change in who you buy your Workers Comp insurance from.

And we can work together with your agent, where appropriate, as we are not affiliated with any insurance agency or insurance company.

"Before we hired Advanced Insurance Management, we were facing almost $40,000 of workers compensation premiums for my company that supposedly had one employee. I was facing the very real possibility of having to close my doors because of these bills.
Advanced Insurance Management was able to negate the premium that the insurance company was trying to apply. I would highly recommend Advanced Insurance Management to anyone that is involved in a dispute with their Workmans Compensation Insurance carrier. They saved my business."--WTLS Service

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"Your review of our past Workers' Compensation policies produced a refund of just over $23,000, a refund produced by your finding overcharges in our old policies that we had never realized had occurred." --Diamond Blast Corporation

We've Helped

Manufacturers.        Contractors.       Transportation companies.

Staffing companies.     Hospitals.

An NFL team. Social Service Agencies.

And even a company providing technicians at the National Synchrotron Light Source at Brookhaven National Laboratory.

you can also listen to an audio interview about our work.

Premium Auditors Who Work For The Policyholder

Unlike the premium auditor sent by your insurance company, who is paid by your insurance company.



1-800-288-9256

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