We can lower current premium charges, and obtain refunds from prior policies, without changing your insurance agent or your insurance company.  And we often help employers successfully resolve disputes over Workers Compensation insurance premiums.

Advanced Insurance Management®  consultants double-check the classifications, rates, experience modification factors, payroll audits, and other rating factors that insurance companies use to calculate your Workers' Compensation insurance premiums. We recover overcharges and get employers refunds from past and current Workers' Compensation insurance policies.

Most premium auditors work for the insurance companies.  We serve as independent premium auditors for employers, identifying and correcting errors made by insurance carriers and rating bureaus that increase Workers' Compensation insurance premiums.

Such errors and overcharges are far more common than many in the insurance industry like to admit.  The complexities of rules governing proper classification, experience modification factors, payroll audits, and varying state regulations and statutes mean that many employers are overcharged without ever knowing it.

We also often help employers prevail in disputes with their insurers over Workers' Compensation insurance charges.

AIM has been retained by a wide variety of clients--manufacturers, contractors, transportation companies, staffing companies, hospitals-- to provide expertise regarding Workers' Compensation insurance cost and coverage.  We've helped employers of all types and all sizes – from small shops to Fortune 500 corporations. And we're experienced with the Workers' Compensation rules and regulations of every state that allows private insurance for Workers' Comp.  So no matter your company's size, or where you're located, AIM may help you to reduce the cost of Workers' Compensation insurance now and in the future.

We've been helping employers do just that since 1987, making Advanced Insurance Management one of the oldest and most experienced firms in the field of premium recovery.

We don't sell insurance--

We fix it.