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Consultants On Workers Compensation Premiums, Audits, Classification Codes, Experience Modifiers

The Advanced Insurance Management ® Online Guide to Workers Compensation Insurance

Workers' Compensation is regulated by each state, and the rules regarding this business obligation can vary significantly. Most states utilize a system where most employers purchase private insurance to meet this statutory obligation, but some states maintain a state-run fund that competes with private insurance. A few states require employers to use only their state fund and do not allow private insurance. For the details on each state, check our State by State directory.

If your company purchases Workers' Compensation insurance, your premium is calculated according to a certain format. Some of the fine details of that format can vary from state to state, but there is also a considerable degree of uniformity from state to state regarding how premiums are calculated.

We've included on our website a number of pages containing information about the details of that general format:

All About Workers' Comp

The Basics of Workers' Compensation Premium Calculation

Glossary of Workers' Compensation Terminology

Classification Codes

Experience Modification Factors

Prepare for Your Audit

Payroll & Other Remuneration Defined

Warning Signs of WC Overcharges

Worker's Compensation in Illinois

Precision Machining & Workers Comp

Contractors & Workers' Comp

Staffing Companies

Small Or New Businesses

Premium Disputes

Choosing an insurance agent

Why Workers Comp Overcharges Are So Common

We also have a state by state directory of insurance regulators

and information about insurance industry professional designations

Advanced Insurance Management helps employers reduce Workers Compensation insurance premium audits, classifications and experience modifiers, double checking technical issues that directly affect the premium charges made by insurance companies.

    Contact Us   

We don't sell Workers Compensation insurance. We're not insurance agents or brokers. Instead, we help employers reduce their Workers Compensation insurance premiums by correcting technical mistakes by insurance companies and rating bureaus..

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Going into shock over your latest Workers Comp Premium Audit? We may be able to help.


How We Can Help You

you can also listen to an audio interview about our work.


Consultants on Workers Comp Classification Codes, Experience Modifiers, Payroll Audits, & More

We've been helping employers since 1987, making Advanced Insurance Management one of the oldest and most experienced firms in the field of premium recovery.


Advanced Insurance Management BBB® Accredited Business SealBBB® Accredited A+ Rating
  • Advanced Insurance Management LLC
  • 3230 South Harlem Avenue,  Suite 203
  • Riverside, IL 60546
  • contact us:phone: 800-288-9256
  • e-mail:aim@cutcomp.com