Solving The Puzzle of High Workers Comp Costs

1-800-288-9256

          Our Services     Our Qualifications        Our History         Our Blog           Our Online Workers Comp Guide


Consultants On Workers Compensation Premiums, Audits, Classification Codes, Experience Modifiers

 

Shocked by your latest Workers Comp Premium Audit?

We may be able to help reduce that bill.

We review Workers Comp insurance audit billings to find and then fix technical errors that make the premium charges higher than they really should be--fixing mistakes before you pay that inflated bill.

 

 

                             Experience Modification Factor increase shutting your company out of work?

We help employers lower experience mods.

The new experience rating formula is hurting many employers, and a mod over 1.00 can shut you out of important projects. A.I.M. lowers mods for clients by finding and correcting hidden calculation errors.

 

                              Change in WC Classification threatening your business?                         

                We help employers successfully appeal classification code changes by insurers or NCCI.

            

 

                        In litigation over Workers Compensation insurance premium charges?

                            We provide expert witness services in legal cases involving Workers Compensation insurance premiums, audits, classifications, experience modifiers, and related technical issues.

 

                                 State and federal courts across the U.S. have recognized A.I.M. personnel as qualified experts on these issues.

 

 

We also can recover overcharges from your past Workers Compensation policies.

And we help employers successfully dispute Workers Compensation premiums and audits made by insurance companies.

In short, we lower Workers Comp insurance costs for employers by finding and correcting underwriting and auditing errors in Workers Comp premium calculations and audits.

Contact Us

"I would like to thank you for the great work you did in investigating the problem with our experience modification rating. Your discovery of errors as well as insurance companies' failures to submit data to NCCI were critical to our company's ability to continue to do construction work on federal projects."--National Resource Management



We Don't Sell Insurance

Advanced Insurance Management LLC is not an insurance agency or brokerage. We're not looking to compete with or replace your current insurance agent.  That means we can assist you, as consultants, without making any change in who you buy your Workers Comp insurance from. And we can work together with your agent, where appropriate, as we are not affiliated with any insurance agency or insurance company. 

Testimonials

 

"Before we hired Advanced Insurance Management, we were facing almost $40,000 of workers compensation premiums for my company that supposedly had one employee.  I was facing the very real possibility of having to close my doors because of these bills.
Advanced Insurance Management was able to negate the premium that the insurance company was trying to apply. I would highly recommend Advanced Insurance Management to anyone that is involved in a dispute with their Workmans Compensation Insurance carrier.  They saved my business."--WTLS Services

 

 

.

 

"Your review of our past Workers' Compensation policies produced a refund of just over $23,000, a refund produced by your finding overcharges in our old policies that we had never realized had occurred." --Diamond Blast Corporation

 

 

Sadly,  errors and overcharges in Workers Comp premium charges are far more common than many in the insurance industry like to admit. The complexities of rules governing proper classification, experience modification factors, payroll audits, and varying state regulations and statutes mean that many employers are overcharged without ever knowing it.

 

 

How We Can Help You

 

"Thanks to your persistence and effort, we received a refund of over $36,000 from our insurance company."-Polar Tool

you can also listen to an audio interview about our work. 



We've been helping employers since 1987, making Advanced Insurance Management one of the oldest and most experienced firms in the field of premium recovery.

 

 

Companies We've Helped

Manufacturers.        Contractors.       Transportation companies.     Staffing companies.     Hospitals. 

An NFL team.  Social Service Agencies.     And even a company providing technicians at the National Synchrotron Light Source at Brookhaven National Laboratory.

 

In other words, just about every kind of employer you can think of, and some you might not have thought of.

 

 

"Before we hired Advanced Insurance Management, we were facing almost $40,000 of workers compensation premiums for my company that supposedly had one employee.  I was facing the very real possibility of having to close my doors because of these bills. 
Advanced Insurance Management was able to negate the premium that the insurance company was trying to apply. I would highly recommend Advanced Insurance Management to anyone that is involved in a dispute with their Workmans Compensation Insurance carrier.  They saved my business."--WTLS Services


We Are Premium Auditors Who Work For The Policyholder

Unlike the premium auditor sent by your insurance company, who is paid by your insurance company.

 

 

Over the years, we figure we've produced around $25,000,000--twenty-five million dollars--in Workers Compensation insurance premium reductions and refunds for clients. In the cases we review, we find significant reductions or refunds in one-third to one-half of them. You can find the answers to more Frequently Asked Questions here.

We've helped employers of all types and all sizes – from very small contractors and machine shops to Fortune 500 corporations.And we're experienced with the Workers' Compensation rules and regulations of every state that allows private insurance for Workers' Comp. So no matter your company's size, or where you're located, AIM may help you to reduce the cost of Workers' Compensation insurance now and in the future.

 

You can also listen to an audio interview about our work.



We've been helping employers since 1987, making Advanced Insurance Management one of the oldest and most experienced firms in the field of premium recovery.


Advanced Insurance Management logo

 


                  Advanced Insurance Management BBB® Accredited Business SealBBB® Accredited A+ Rating

1-800-288-9256

 

"I would like to thank you for the great work you did in investigating the problem with our experience modification rating. Your discovery of errors as well as insurance companies' failures to submit data to NCCI were critical to our company's ability to continue to do construction work on federal projects."--National Resource Management

 

.

 

1-800-288-9256

 


you can also listen to an audio interview about our work.

 

Consultants on Workers Comp Classification Codes, Experience Modifiers, Payroll Audits, & More



We've been helping employers since 1987, making Advanced Insurance Management one of the oldest and most experienced firms in the field of premium recovery.


 





"Advanced Insurance Management has been a tremendous help to Allied Welding, Inc., and has saved us money and generated a significant refund on our Workers' Compensation by finding an error in our classifications. We value their expertise."--
Allied Welding
Advanced Insurance Management BBB® Accredited Business SealBBB® Accredited A+ Rating
  • Advanced Insurance Management LLC
  • 3230 South Harlem Avenue,  Suite 203
  • Riverside, IL 60546
  • contact us:phone: 800-288-9256
  • e-mail:aim@cutcomp.com