What we do
We consult with employers on their
Workers Compensation insurance costs,
double checking technical issues such as
proper classifications, payroll audits,
experience modification factors, and other areas
that affect the Workers Compensation insurance
premiums paid by employers.
We review
current policy charges and also past
audited premium charges, to find and correct any
errors that have caused premium overcharges.
We also
assist employers successfully dispute Workers Compensation
insurance charges made by their insurance company.
In
short, we get money back for employers by
finding and correcting overcharges in
Workers Comp insurance premiums.
We don't sell insurance.
Advanced Insurance Management LLC is not an
insurance agency or brokerage. We don't compete with
your current insurance agent.
How
We Do It
The Advanced Insurance Management®
review double-checks
the classifications, rates,
experience modification factors, payroll
audits, and other rating factors that insurance
companies use to calculate your Workers' Compensation
insurance premiums.
We identify and correct technical errors
that affect Workers Compensation insurance premiums on
current policies and past premium audits.
Insurance Auditors Who Work For the Employer
Most premium auditors work for the insurance companies. We
serve as independent
premium
auditors
for employers,
identifying and correcting errors made by
insurance carriers and rating
bureaus that increase Workers' Compensation
insurance premiums.
Such
errors and
overcharges are far
more common than many in the
insurance industry like to admit. The complexities of rules
governing proper classification, experience modification
factors, payroll audits, and varying state regulations and
statutes mean that many
employers are overcharged without ever
knowing it.
Who We Can Help
AIM has been retained by a
wide variety of clients--manufacturers,
contractors, transportation companies, staffing companies,
hospitals--even an NFL team-- to provide expertise regarding
Workers' Compensation insurance cost
and coverage.
We've helped employers
of all types and
all sizes – from small shops to
Fortune 500 corporations.
And we're experienced with the Workers' Compensation rules
and regulations of
every
state
that allows private insurance for Workers'
Comp. So no matter your company's size, or where
you're located, AIM may help you to
reduce the cost of
Workers' Compensation insurance now and in the
future.
We've been helping
employers do just that
since 1987,
making Advanced Insurance Management one of the
oldest and most experienced firms in the field
of premium recovery.

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