1-800-288-9256   AIM@cutcomp.com 

 

                                             

   

Reduce Premiums.  Recover Overcharges.  Dispute Audits.







Since 1987, we've helped employers all over the U.S.
reduce Workers Compensation insurance costs
by finding and fixing insurance company underwriting and audit errors.

We do not sell insurance.

                                                   

We do, however, recover overcharges on past WorkersAdvanced Insurance Management BBB® Accredited Business Seal Compensation insurance policies, reduce current premium audit bills, and advise employers on correct classification codes and lower experienceBBB® Accredited A+ Rating modification factors.

History Services Qualifications Blog Work Comp Guide   Expert Witness Contact Consultants on Workers Comp Classification Codes, Experience Modifiers, Payroll Audits, & More


 

 

Shocked by your latest Workers Comp

Premium Audit?

We may be able to help reduce that bill.


 

We review Workers Compensation insurance audit billings to find and then fix technical errors that make the premium charges higher than they really should be--fixing mistakes before you pay that inflated bill.

 Audit errors by insurers are common and we've been helping employers reverse those errors since 1987.

 

Learn More

 


 

 

 

Experience Modification Factor increase

  shutting your company out of work?

 

We help employers lower experience mods.

 

 

New experience rating formulas are hurting many employers, and a mod over 1.00 can shut you out of important projects. A.I.M. lowers  X-mods for clients by finding and correcting hidden calculation errors.

 

Learn More

 

 

  


 

Change in Workers Comp Classification

threatening your business? 

 

We help employers successfully appeal

Workers Comp misclassifications.

           

      A.I.M. has helped employers all over the United States fight mistaken Workers Compensation classification changes initiated by insurers or by rating bureaus such as NCCI.


 

 

In litigation over Workers Compensation

insurance premium charges?

                            We provide expert witness services in legal cases involving Workers Compensation insurance premiums, audits, classifications, experience modifiers, and related technical issues.

 

                                 State and federal courts across the U.S. have recognized A.I.M. personnel as qualified experts on these issues.

 

 


 

We also can recover overcharges from your past Workers Compensation policies.

And we help employers successfully dispute Workers Compensation premiums, classification changes,  and audits made by insurance companies.

Trust. But Verify.

 

In short, we lower Workers Comp insurance costs for employers by finding and correcting underwriting and auditing errors in Workers Comp premium calculations and audits.


"I would like to thank you for the great work you did in investigating the problem with our experience modification rating. Your discovery of errors as well as insurance companies' failures to submit data to NCCI were critical to our company's ability to continue to do construction work on federal projects."--National Resource Management


View Victor Ronder's profile on LinkedInAdvanced Insurance Management BBB® Accredited Business Seal



We Don't Sell Insurance

Advanced Insurance Management LLC is not an insurance agency or brokerage.

 

We're not looking to compete with or replace your current insurance agent.  That means we can assist you, as consultants, without making any change in who you buy your Workers Comp insurance from.

 

And we can work together with your agent, where appropriate, as we are not affiliated with any insurance agency or insurance company. 

Testimonials

 

"Before we hired Advanced Insurance Management, we were facing almost $40,000 of workers compensation premiums for my company that supposedly had one employee.  I was facing the very real possibility of having to close my doors because of these bills.
Advanced Insurance Management was able to negate the premium that the insurance company was trying to apply. I would highly recommend Advanced Insurance Management to anyone that is involved in a dispute with their Workmans Compensation Insurance carrier.  They saved my business."--WTLS Services

 

 

.

 

 

 

 

 

 

 

 

 

"Your review of our past Workers' Compensation policies produced a refund of just over $23,000, a refund produced by your finding overcharges in our old policies that we had never realized had occurred." --Diamond Blast Corporation


 

 

Sadly,  errors and overcharges in Workers Comp premium charges are far more common than many in the insurance industry like to admit. The complexities of rules governing proper classification, experience modification factors, payroll audits, and varying state regulations and statutes mean that many employers are overcharged without ever knowing it.

 

 

 

How We Can Help You

 

"Thanks to your persistence and effort, we received a refund of over $36,000 from our insurance company."-Polar Tool

you can also listen to an audio interview about our work. 



We've been helping employers since 1987, making Advanced Insurance Management one of the oldest and most experienced firms in the field of premium recovery.

 

 

Companies We've Helped

Manufacturers.        Contractors.       Transportation companies.     Staffing companies.     Hospitals. 

An NFL team.  Social Service Agencies.     And even a company providing technicians at the National Synchrotron Light Source at Brookhaven National Laboratory.

 

In other words, just about every kind of employer you can think of, and some you might not have thought of.

 


 


We Are Premium Auditors Who Work For The Policyholder

Unlike the premium auditor sent by your insurance company, who is paid by your insurance company.

 


 

Over the years, we figure we've produced around $25,000,000--twenty-five million dollars--in Workers Compensation insurance premium reductions and refunds for clients. In the cases we review, we find significant reductions or refunds in one-third to one-half of them. You can find the answers to more Frequently Asked Questions here.

We've helped employers of all types and all sizes – from very small contractors and machine shops to Fortune 500 corporations.And we're experienced with the Workers' Compensation rules and regulations of every state that allows private insurance for Workers' Comp. So no matter your company's size, or where you're located, AIM may help you to reduce the cost of Workers' Compensation insurance now and in the future.

 

You can also listen to an audio interview about our work.



We've been helping employers since 1987, making Advanced Insurance Management one of the oldest and most experienced firms in the field of premium recovery.


Advanced Insurance Management logo


                  Advanced Insurance Management BBB® Accredited Business SealBBB® Accredited A+ Rating

1-800-288-9256

 

"I would like to thank you for the great work you did in investigating the problem with our experience modification rating. Your discovery of errors as well as insurance companies' failures to submit data to NCCI were critical to our company's ability to continue to do construction work on federal projects."--National Resource Management

 

.

 

1-800-288-9256

 


you can also listen to an audio interview about our work.

 

Consultants on Workers Comp Classification Codes, Experience Modifiers, Payroll Audits, & More



We've been helping employers since 1987, making Advanced Insurance Management one of the oldest and most experienced firms in the field of premium recovery.


 





"Advanced Insurance Management has been a tremendous help to Allied Welding, Inc., and has saved us money and generated a significant refund on our Workers' Compensation by finding an error in our classifications. We value their expertise."--
Allied Welding
Advanced Insurance Management BBB® Accredited Business SealBBB® Accredited A+ Rating
  • Advanced Insurance Management LLC
  • 3230 South Harlem Avenue,  Suite 203
  • Riverside, IL 60546
  • contact us:phone: 800-288-9256
  • e-mail:aim@cutcomp.com