Over the years, we've found that certain things can be red flags for overcharges--indicators that something may have been overlooked or not done properly and may
 have caused Workers' Comp premium to be higher than proper.  Here are some common ones:

• Classification changed to a more expensive one after policy begins

• Classification changed recently to a less-expensive one (raising the question, should the employer been in the less-expensive class in years past as well?)

• Increase in experience modification factor after the policy begins

• Recent changes in ownership

• Recent changes in business operation

• Employer has recently left employee leasing relationship

Any of these can be an indicator that overcharges may lurk in the current or recent policies.  A.I.M. is more than happy to check over current and recent policies and
audits, on a contingent-fee basis, to see if any recoverable overcharges have in fact occurred.  On our contingent-fee arrangement, there is no charge for our review
unless and until we actually produce a premium refund or reduction